Nuremberg, Germany, May 19, 2026, Chainware
based on Queenbird DCA Calculator Data: Monthly Bitcoin purchases since 2015 returned +4,515%, while investors would have incurred a drawdown of 76.72%, DCA underperformed the overall investment in the short-term Coinbird scenarios tested
New analysis from independent cryptocurrency comparison platform Coinbird shows what a disciplined monthly Bitcoin purchase since 2015 could have produced, while also showing where the popular “just DCA in Bitcoin” narrative oversimplifies reality.
The results are based on Coinbird’s Bitcoin DCA calculator, which uses historical Bitcoin price data from CoinGecko and allows users to model recurring investment scenarios going back to 2013.
To run backtesting or explore alternative scenarios, users can visit:
https://www.coinbird.com/cryptocurrency/bitcoin/dca-calculator
Key findings
- An investor who started a $100 per month Bitcoin DCA plan in January 2015 would have made 137 monthly purchases through May 2026, investing a total of $13,700. As of May 19, 2026, the resulting wallet value of 8,219 BTC will be equal to approximately $632,315which represents a total return of +4,515% on invested capital. This strategy accumulated Bitcoin at an average acquisition cost of around $1,667 per Bitcoin, because early purchases acquired a much larger amount of Bitcoin before the price spike.
- For investors who started later, near the market peak in May 2021 before the 2022 crash, the $100 per month DCA plan still returns +84.34% In the May 2021-May 2026 scenario – turning $6,100 invested across 61 monthly purchases into approximately $11,244. Over the same period, the total investment of the full amount made in May 2021 returned approximately +43%. In this specific scenario, DCA outperformed because the strategy automatically accumulated more bitcoins during the 2022 bear market.
- Importantly, the total investment outperformed DCA over 1-, 2-, 3-, and 4-year horizons in the Coinbird scenarios tested. DCA appeared only five years ago after a full cycle of failures and recoveries. The conclusion that “DCA outperforms lump sum” is not universal – it depends greatly on the start date and market regime.
- DCA investors during the entire period still saw maximum drawdown -76.72% During a bear market in 2022, which confirms that frequent purchases do not eliminate volatility or the psychological difficulty of surviving steep declines.
“The interesting finding is not just that bitcoin has risen since 2015,” he said. Philip, founder of Coinbird. “The interesting finding is that, in this historical scenario, automatic monthly buying through crashes, unprecedented rallies, and regulatory uncertainty still produces extraordinary results over the long term. At the same time, drawdowns show why this strategy is harder to live by than it appears on the chart in hindsight.”
Coinbird’s Bitcoin DCA calculator is available for free and allows users to test different investment amounts, purchase periods, and start dates dating back to 2013.
methodology
The analysis simulates repeated Bitcoin purchases over the specified monthly interval using historical CoinGecko price data. Lump sum comparisons assume that the entire planned contribution amount is invested up front at the beginning of the specified period. Accounts do not include taxes and trading fees. Past performance does not guarantee future results.
About Queenbird
Coinbird is an independent cryptocurrency comparison and market intelligence platform that helps retail investors compare cryptocurrencies, exchanges, and wallets with clearer data. on Coinbird.comusers can explore live market data, compare providers, use cryptocurrency calculators, and follow market indicators such as the Bitcoin Rainbow Chart, Bitcoin Dominance, and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the international platform for kryptovergleich.deone of the leading cryptocurrency comparison portals in Germany, serving more than 2 million users annually. Across both platforms, Coinbird combines transparent data, practical tools, and educational guides for new and experienced cryptocurrency investors alike.
communication
founder
Philip Dorner
QUEEN BIRD LIMITED
mail@coinbird.com
