Aave is now available on X Layer, OKX’s second Ethereum-based layer. OKX Wallet users can now manage lending and borrowing directly on-chain. On X, Aave made an official announcement: “Aave is on X Layer and is now part of the OKX ecosystem.”
Aave v3.6 powers deployment, providing greater capital efficiency and support for assets such as USDT0, USDG, GHO, xBTC, xETH, xSOL, and mortgage derivatives. In some liquid mortgage pairs, Aave’s efficiency position raises borrowing limits to 88% of LTV, well beyond the usual 70%.
Deploying Aave on X Layer makes it easier for users to lend and borrow, Kuleshov says
X Layer was first launched on the mainnet in April 2024, serving as a gateway for OKX customers to access the decentralized web. In August 2025, OKX simplified everything by moving all of its files Decentralized finance and settlement activity on layer
with Publish aviOKX has effectively removed the “multi-hop” friction of decentralized lending. Users no longer need to navigate between independent interfaces or bridge assets; Alternatively, they can access Aave liquidity on X Layer and trade yielding aTokens directly on the OKX exchange.
Speaking about the integration, OKX Wallet wrote: “For the
She added that Aave will be the ideal gateway for beginners in DeFi. As Stani Kulichov, founder of Aave Labs, noted: “By expanding to X Layer, Aave connects its liquidity to the growing ecosystem of users and apps, making it easier to earn, borrow, and build apps on the network.”
Aave is dealing with disputes over its management and potential change in its structure
Aave is still in the middle of major conversations, where there is growing friction between those pushing for a purely symbolic financial layer and a minority concerned about the growing influence of major shareholders. Markets are wondering whether Aave can evolve into a comprehensive, neutral settlement layer or become a platform where senior collaborators make decisions on product design and share profits.
Talks around Aave’s front-end revenue in December 2025 revealed for the first time cracks in consensus, particularly over who should benefit from revenue generated by the protocol. At that time, the network undertook a major upgrade to its main online implementation, adopting the CoW protocol for all collateral-related swaps and implementing a routing engine separate from ParaSwap.
Aave DAO at the time took a very aggressive stance on revenue sovereignty, which only deepened when Aave Labs made a big, ambitious Aave Will Win statement in February. The plan called for all Aave-branded revenue to be returned to the DAO to ensure deeper integration between the products and the protocol layer. “We have become token-centric… but we realize that value comes from both the protocol layer and the product layer,” Kuleshov declared.
Later in March, the Aave Chain Initiative (ACI) said it would cease operations due to a dispute with Aave Labs over the plan. Critics felt that the model went too far from community management and the power of core contributors.
Currently, Aave has about $47 billion in cumulative deposits and controls about 60% of the DeFi lending market share. according to DeFiLlama,The network also has about 24 billion dollars In total value unlocked.
