The price of XRP fell 3.52% to $1.40 on Sunday as traders became cautious. The token remained below the $1.40 mark after a modest pullback that followed last week’s notable rally.
The SEC’s March 27 spot decision is being closely watched by market participants as it is expected to impact momentum.
The cryptocurrency market fell by 2% across the industry, with a total market cap of 2.36 trillion. Selling pressure increased due to growing fear and a series of liquidations Bitcoin stayed down $70,000.
March 27 could reshape XRP’s future as SEC decision approaches
XRP is approaching a crucial regulatory milestone, with March 27th marking the SEC’s final deadline for ETFs. The decision will mean the difference between the rest of the XRP ETF implementations. Market participants view this move as a potential turning point in price momentum.
There are also a number of major asset providers awaiting approval, such as Grayscale, 21Shares, Bitwise, Canary Capital, WisdomTree, and Franklin Templeton. Grayscale also plans to convert its $2.1 billion XRP fund into an exchange-traded fund. Franklin Templeton introduced a 0.15% fee as a measure to enhance its competitiveness.
Bloomberg analysts estimate it at 95% before the end of the year. However, the most important date is March 27 which includes the final batch of pending deposits. US investment vehicles have already received a lot of commitment, with XRP spot investment vehicles attracting $1.44 billion, mainly from retail investors.
According to industry estimates, potential institutional flows could be in the range of $8 billion in the event of approvals. Much of this capital will likely come through pension funds and retirement accounts. The ProShares Leveraged XRP ETF has traded twice on the NYSE Arca exchange since July 2025.
March 17 SEC and CFTC published 68-page joint regulatory framework. This framework classified digital assets into five categories of federal law. XRP is defined as a digital commodity in the same group with Bitcoin, Ethereum, Solana, Cardano, and Dogecoin.
XRP portfolio growth surged as smallholders reach record high
The XRP Ledger continues to expand as wallet data indicates consistent network growth across global markets. Addresses under 100 XRP increased to 5.66 million wallets.
According to Santiment, there are 2.01 million wallets holding 100 to 100,000 XRP or more. Meanwhile, letters containing more than 100,000 XRP reached 32,054 with a gradual transfer to holders.
Statistics show increased retail trader participation, even as the cryptocurrency industry has been volatile over the past few years.
XRP Price Under Pressure, Will the Bulls Regain Control Soon?
the The price of XRP has fallen To $1.39 as sellers regained control after failing to hold above the $1.45 resistance level.
XRP price action fell below the $1.40 support zone, once again confirming the short-term bearish strength.
The movement of the MACD histogram is bearish with indicators showing that the trend is gaining momentum.
The signal line has broken down below the MACD line and reinforces the current bearish bias.
In the next few sessions, XRP price may figure out how to react against short-term support at around $1.38. The floor below can be broken to lead to the door leading to the $1.35 area. Earlier, according to Coingape analysis; XRP will benefit from the CLARITY Act Progress and growing adoption of the XRP Ledger.
On the positive side, recovery efforts should reclaim the $1.45 mark to calm sentiment. A prolonged upward move above $1.50 would change the trend and expose the $1.55 resistance level.
