Ripple confirmed this week that it has completed a landmark trial deal connecting the XRP Ledger to interbank settlement rails, with Ondo, Kinexys by JPMorgan and Mastercard participating alongside Ripple. XRP is trading near $1.32, with a market capitalization of approximately $82.2 billion and 24-hour trading volume of $5.91 billion, up approximately 86.8% on the day and 89% over the past year.
While traders are studying every new XRP price prediction, some investors are also turning their attention to… RUVI Artificial Intelligence (RUVI) The decentralized AI super app, which integrates more than 20 AI models and is rolling out a seven-stage token sale with a starting price of $0.020.
XRP price forecasts are divided among analysts between $1.50 and $5
The near-term XRP price prediction is based on the $1.45 to $1.50 resistance area, which the breakout level chart is closely monitoring. Standard Chartered floated multi-dollar targets, Wall Street’s year-end forecast of $5 if ETF inflows continue, while a panel of AI model analysts brought back the 2026 range of $1.40 to $14.
A check on the realistic market cap tempers the optimism: At $5, XRP’s valuation is approaching $300 billion, a level that few assets have been able to maintain. The settlement pilot proves that banks will adopt the ledger, but the fees route to network operators and coin issuers, not to XRP holders themselves.
Why are XRP holders considering selling Ruvi token?
That’s the story of rotation. Banks are connected to the XRP Ledger and Mastercard tracks, but settlement fees flow to operators and issuers, not to the token in holders’ wallets. Ruvi was built to fill this gap. Every contributor who corrects, ranks or improves the output within the AI super-application earns $RUVI, funded by the ecosystem’s 1.25 billion tokens and reward allocation.
The platform’s revenue is fueled by open market buybacks that perpetually burn through on-chain supply as usage grows. Staking is activated at the end of the pre-sale. XRP provides exposure to bars that cannot be measured. Ruvi pays the people who train its network.
What a $500 Ruvi deal looks like across seven stages
Ruby It runs a seven-stage token sale on a $5 billion fixed, unmintable, zero-inflation supply. The first phase was sold at $0.010, the second phase at $0.015, the third phase at $0.020, the final phase at $0.070 and the listing target of $0.10 represents a 5x move from here. A $500 position in the third phase at $0.020 buys $25,000 of RUVI.
At the final stage of $0.070, the allocation is worth $1,750. At a $0.10 listing target, that’s $2,500. At a symbolic price of $1, i.e. $25,000. VIP buyers accumulate rewards of up to 100% in VIP 5 on a $500,000 RUVI commitment, which is 500,000 free tokens before listing. Pre-sale buyers get 100% access at launch, with no regression or vesting, and every purchase is verifiable on-chain. While XRP holders watch settlement fees after staking their token, Ruvi is shipping the product to over 3,000 holders today.
conclusion
XRP news continues to be a cycle of banks adopting paths that the token cannot measure or capture, leaving the asset near $1.32 as holders continue to search for real revenue. Ruvi at $0.020 With 3,000+ holders, 20+ live AI models, $5B in fixed supply, and USD shareholder payouts RUVI waits for no one, and each closing phase drives the price up permanently. Make a move before the third phase closes and the day’s entry becomes the floor.
Frequently asked questions
What is the XRP price prediction after the JPMorgan and Mastercard experience? XRP is trading near $1.32 with the $1.45 to $1.50 area as a key breakout level. Analyst targets range from $1.40 to $5 on Wall Street, although at $5 XRP’s market cap is closer to $300 billion.
Why should XRP holders buy Ruvi? Banks are adopting XRP Ledger and Mastercard lines, but settlement fees flow to operators, not XRP holders. Ruvi pays contributors $RUVI for the value of user training and burns the supply through cross-chain repurchases tied to real platform revenue.
Is Ruvi better than XRP? Ruvi currently exists with 20+ AI models, 3,000+ holders, an established supply of $5B, and a Phase 3 price of $0.020 via a $1.5B token sale.
Useful links
Website/Buy RUVI in USD: Ruvi.io
Technical document: Documents
x/Twitter: @RuviAiOfficial
cable: @Ruviofficial
